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girly checks

Many people believe personal checks are out of style these days. Some would even say that checks are obsolete. Carrying credit cards or debit cards around has become the norm, and it’s even rare to have cash on hand for many people. Still, checks are still widely used throughout the population for many reasons. Many people continue to use checks due to increased safety and personal finance preferences. Some people simply like the wide array of customization options available.

Checks Are Meant To Be Balanced

The majority of people using checks regularly will tell you that they regularly balance their checkbook to make sure they’re not spending more than they can afford. In today’s society, it is simple to overdraw your account or have to lean on credit lines because we aren’t accurately tracking our spending. Online banking works great to have an easy view of what you’ve spent, but it’s not always immediately up to date, which can cause problems with knowing your actual balance. If you write checks for everything, you can add those expenses to your check register and make sure you know the exact amounts and your exact balance at any given time.

Checks Are Safe

Many credit card and debit card companies will refund you fairly quickly if your funds are compromised. The problem is, when someone makes a purchase on your debit or credit card, it posts fairly immediately and cannot be stopped by the bank. When your check book is stolen or you expect that fraudulent check has been used, you often have up to 2 days before the check fully posts to your account. During this time, you can cancel the payment and ensure that the fraudulent activity never occurs.

Checks Can Be Used More Places

While there are some places that will not take checks because they might bounce or have had poor experience with counterfeit checks, many people and places will accept personal checks. Most often checks will come in handy amongst friends and family when gifting or paying for tasks like babysitting. When’s the last time your babysitter accepted credit cards? When’s the last time you sent your nephew a debit card transaction for his birthday? While cash would also work in scenarios like this, many people don’t have exact change on hand, or any cash on hand at all. Furthermore, checks are safer in cases where they are being sent via mail and can be easily cancelled if they are not received in a timely manner. In cases like this, it’s great to have checks available to do the job!

Many people believe personal checks are out of style these days. Some would even say that checks are obsolete. Carrying credit cards or debit cards around has become the norm, and it’s even rare to have cash on hand for many people. Still, checks are still widely used throughout the population for many reasons. Many people continue to use checks due to increased safety and personal finance preferences. Some people simply like the wide array of customization options available.

Checks Are Meant To Be Balanced

The majority of people using checks regularly will tell you that they regularly balance their checkbook to make sure they’re not spending more than they can afford. In today’s society, it is simple to overdraw your account or have to lean on credit lines because we aren’t accurately tracking our spending. Online banking works great to have an easy view of what you’ve spent, but it’s not always immediately up to date, which can cause problems with knowing your actual balance. If you write checks for everything, you can add those expenses to your check register and make sure you know the exact amounts and your exact balance at any given time.

Checks Are Safe

Many credit card and debit card companies will refund you fairly quickly if your funds are compromised. The problem is, when someone makes a purchase on your debit or credit card, it posts fairly immediately and cannot be stopped by the bank. When your check book is stolen or you expect that fraudulent check has been used, you often have up to 2 days before the check fully posts to your account. During this time, you can cancel the payment and ensure that the fraudulent activity never occurs.

Checks Can Be Used More Places

While there are some places that will not take checks because they might bounce or have had poor experience with counterfeit checks, many people and places will accept personal checks. Most often checks will come in handy amongst friends and family when gifting or paying for tasks like babysitting. When’s the last time your babysitter accepted credit cards? When’s the last time you sent your nephew a debit card transaction for his birthday? While cash would also work in scenarios like this, many people don’t have exact change on hand, or any cash on hand at all. Furthermore, checks are safer in cases where they are being sent via mail and can be easily cancelled if they are not received in a timely manner. In cases like this, it’s great to have checks available to do the job!

Checks Are Better Looking Than Your Debit Card

Want to pay your bills in style? We offer a wide variety of check designs for every occasion. Whether you want a girly personal check design for your shopping needs or you’re a football fan who wants to sport their favorite team, we have you covered. Animal lovers, cartoon fans, outdoor enthusiasts, sports fans, and hobbyists of all kinds are able to find a design that personalizes their spending. While this might not be the best reason to use checks, many people really enjoy have a personalized, custom design to sport while they spend.
After considering the benefits of using personal checks, we hope you’ll second guess the use of plastic everywhere. Ordering checks is fast, easy, and secure — and it can save you time, frustration, and money in the long haul!

 

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